Table of Contents
1. Introduction...............................................................................................................................................................................................................................................................................................................................................7
1.1. PCI Compliance.........................................................................................................................................................................................................................................................................................................................7
1.2. JSON API.......................................................................................................................................................................................................................................................................................................................................7
2. Submitting API Payments..................................................................................................................................................................................................................................................................................................................8
2.1. Payment Fields3......................................................................................................................................................................................................................................................................................................................8
2.1.1. General Payment Fields........................................................................................................................................................................................................................................................................................8
2.1.2. Card Payment Speci#c Fields............................................................................................................................................................................................................................................................................9
2.1.3. Payment Response Fields....................................................................................................................................................................................................................................................................................9
2.2. Client-Side Encryption (CSE) (optional)..................................................................................................................................................................................................................................................................10
2.2.1. How Does It Work?................................................................................................................................................................................................................................................................................................10
2.2.2. Additional Payment Fields...............................................................................................................................................................................................................................................................................11
2.2.3. Where Can I Find My Public Key?.................................................................................................................................................................................................................................................................11
2.2.4. Is CSE Secure?.........................................................................................................................................................................................................................................................................................................12
2.2.5. Main Bene#ts...........................................................................................................................................................................................................................................................................................................12
2.3. 3-D Secure................................................................................................................................................................................................................................................................................................................................12
2.4. AVS................................................................................................................................................................................................................................................................................................................................................14
2.5. Testing AVS and CVC/CVV Results...............................................................................................................................................................................................................................................................................14
2.5.1. Testing AVS Results..............................................................................................................................................................................................................................................................................................14
2.5.2. Testing CVC/CVV Results....................................................................................................................................................................................................................................................................................15
2.5.3. Testing Error Codes...............................................................................................................................................................................................................................................................................................15
2.6. BIN Data and Card Veri#cation.....................................................................................................................................................................................................................................................................................16
2.6.1. Submitting a BIN/Card Veri#cation Request.........................................................................................................................................................................................................................................16
2.6.2. Receiving a BIN/Card Veri#cation Response.........................................................................................................................................................................................................................................16
2.7. MasterCard Authorisation Flagging...........................................................................................................................................................................................................................................................................17
2.8. Installments.............................................................................................................................................................................................................................................................................................................................17
2.9. Additional Payment Response Data..........................................................................................................................................................................................................................................................................17
2.10. Authorisation Responses...............................................................................................................................................................................................................................................................................................18
3. One-Click Payments...........................................................................................................................................................................................................................................................................................................................20
3.1. The Initial Payment.............................................................................................................................................................................................................................................................................................................20
3.2. Submitting A One-Click Payment................................................................................................................................................................................................................................................................................20
4. Card Deposit (CFT).............................................................................................................................................................................................................................................................................................................................21
4.1. Card Deposit Using An Existing Transaction........................................................................................................................................................................................................................................................21
4.2. Directly Depositing Funds On A Card.......................................................................................................................................................................................................................................................................21
4.3. CFT Noti#cations..................................................................................................................................................................................................................................................................................................................22
5. Direct Debit Payments.....................................................................................................................................................................................................................................................................................................................23
5.1. US ACH Payments.................................................................................................................................................................................................................................................................................................................23
5.1.1. ACH Transaction Types........................................................................................................................................................................................................................................................................................23
5.1.2. ACH Response..........................................................................................................................................................................................................................................................................................................23
5.1.3. ACH Chargebacks...................................................................................................................................................................................................................................................................................................23
5.2. SEPA Direct Debits...............................................................................................................................................................................................................................................................................................................23
5.2.1. One-off SDD Payment Requests...................................................................................................................................................................................................................................................................24
5.2.2. Recurring SDD Payment Requests...............................................................................................................................................................................................................................................................24
5.2.3. SDD Noti#cations..................................................................................................................................................................................................................................................................................................25
5.2.4. SDD Settlement Timeline.................................................................................................................................................................................................................................................................................26
5.2.5. SDD Chargebacks..................................................................................................................................................................................................................................................................................................26
6. Boleto Bancário....................................................................................................................................................................................................................................................................................................................................27
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